totaled

insurance guy called today. our car is in fact being deemed "totaled". we've only had it a year and are still making payments, so hopefully we'll get enough money to pay it off. it would suck to make payments on a car you don't even have. double sucks for me b/c when nickie gets married (two months from today) then it was going to be mine to take to law school. now, not so much... but, we drove over to get the rest of our stuff before they smash it up, or part it out, or whatever.